1. Introduction

Valorin Insurance Agency (“Valorin,” “we,” “us,” or “our”) is committed to protecting your privacy. This Privacy Policy explains how we collect, use, share, and safeguard your personal information in accordance with applicable U.S. federal and state privacy laws, including the Gramm-Leach-Bliley Act (GLBA) and other insurance industry standards.

2. Information We Collect

We may collect personal and non-personal information when you interact with our website, request quotes, or use our services. This may include:

• Full name, address, email, and phone number
• Business name, type, and employment details
• Financial information necessary for underwriting (e.g., payroll, revenue)
• Insurance policy details and claim information
• IP address, browser type, and usage data (for site analytics)

3. How We Use Your Information

We use your information solely to deliver and improve our insurance services. Specifically, we may use it to:

• Provide and manage insurance quotes, policies, and renewals.
• Communicate with you about your policy or service requests.
• Comply with legal and regulatory obligations applicable to insurance agencies.
• Prevent fraud, ensure data security, and enhance our service experience.

4. Data Sharing and Disclosure

We do not sell or rent your personal data. We may share limited information only with:

• Licensed insurance carriers and partners who assist us in providing coverage or quotes.
• Regulatory authorities, auditors, or legal entities as required by law.
• Service providers under strict confidentiality agreements for website management, analytics, or email communications.

5. Data Security

We maintain administrative, technical, and physical safeguards designed to protect your information from unauthorized access, use, or disclosure. This includes secure servers, encrypted transmissions, and limited access to sensitive data.

While we take reasonable precautions, no online transmission or storage method is 100% secure. We encourage you to take steps to protect your personal data when communicating online.

6. Your Rights and Choices

Depending on your state of residence, you may have the right to:

• Request access to your personal data we hold.
• Request correction or deletion of your personal data.
• Opt out of certain communications or data sharing practices.

To exercise these rights, contact us at service@valorininsurance.com.

7. Children’s Privacy

This website is not intended for individuals under the age of 18. We do not knowingly collect personal information from minors. If we become aware that we have inadvertently collected such information, we will take steps to delete it promptly.

8. Updates to This Policy

We may modify this Privacy Policy periodically to reflect legal updates or changes in our business practices. Updates will be posted on this page with a revised “Last Updated” date.

9. Contact Us

If you have questions about this Privacy Policy or our Terms of Use, please contact: