Terms and Conditions of Use
Please read these Terms and Conditions of Use (“Terms”) carefully before accessing or utilizing this website. Valorin Insurance Agency (“Valorin,” “we,” “us,” or “our”) provides access to and use of this website (“Website”) subject to your acceptance of these Terms.
By accessing, browsing, or using this Website, including any information, materials, products, services, or other content made available through it (collectively, the “Content”), you acknowledge that you have read, understood, and agree to be bound by these Terms. If you do not agree, please discontinue use immediately.
1. Use of the Website
This Website is intended for informational purposes only and is not a substitute for professional insurance advice. You agree to use this site solely for lawful purposes and in compliance with all applicable U.S. federal and state laws.
Unauthorized use of this Website, including attempts to disrupt its functionality, gain unauthorized access, or misuse Content, is strictly prohibited and may violate criminal or civil laws.
2. No Guarantee of Coverage
Submitting information or a quote request through this Website does not guarantee the issuance of an insurance policy. All coverage is subject to underwriting approval, applicable state laws, and the terms and conditions of the respective insurance carrier.
3. Intellectual Property Rights
All text, images, logos, graphics, and other materials displayed on this Website are the property of Valorin Insurance or its partners and are protected under U.S. copyright, trademark, and intellectual property laws. You may not copy, reproduce, or distribute any materials without prior written consent from Valorin Insurance.
4. Third-Party Links
This Website may contain links to third-party websites for your convenience. Valorin Insurance is not responsible for the content, security, or privacy practices of those external sites. Accessing third-party websites is at your own risk.
5. Disclaimer of Warranties
All information on this Website is provided “as is” and “as available.” Valorin Insurance makes no representations or warranties, express or implied, regarding the accuracy, reliability, or completeness of the information provided. We disclaim any warranties of merchantability, fitness for a particular purpose, or non-infringement.
6. Limitation of Liability
To the fullest extent permitted by law, Valorin Insurance and its agents shall not be liable for any damages, losses, or expenses arising from the use or inability to use this Website, including but not limited to direct, indirect, incidental, punitive, or consequential damages.
This limitation applies even if we have been advised of the possibility of such damages and regardless of the legal theory on which the claim is based.
7. Privacy and Data Security
Your use of this Website is also governed by our Privacy Policy, which explains how we collect, use, and protect your information in compliance with U.S. insurance privacy laws.
8. Indemnification
You agree to indemnify and hold harmless Valorin Insurance, its employees, agents, and affiliates from any claims, liabilities, damages, or expenses arising from your violation of these Terms or your misuse of this Website.
9. Governing Law
These Terms are governed by the laws of the Commonwealth of Massachusetts, without regard to conflict-of-law principles. Any disputes shall be resolved exclusively in the state or federal courts located in Worcester County, Massachusetts.
10. Changes to These Terms
Valorin Insurance reserves the right to modify or update these Terms at any time without prior notice. The updated version will be posted on this page with a revised “Last Updated” date.
11. Contact Information
For questions or concerns regarding these Terms and Conditions, please contact us:
Email: service@valorininsurance.com
Phone: +1 (774)-448-5344
Address: 176 E Main St, Westborough, MA 01581